Ira Limits 2024 Mfj . The annual contribution limit for a traditional ira in 2023 was $6,500 or your taxable. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.
If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or more, but less than $161,000. $6,500 (for 2023) and $7,000 (for 2024) if you’re under age 50.
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